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Part 3 — Who Has Access to Your Business?
Access management does not stop with usernames and passwords. Part 3 of Who Has Access to Your Business? examines personal devices, remote work, contractors and vendors, cybersecurity responsibility, and how a practical access review can help a small business understand who can do what inside its systems today.

Zel McGhee
Oct 1520 min read


Part 2 — Who Has Access to Your Business?
Not every business account carries the same level of authority. Part 2 of Who Has Access to Your Business? examines administrative access, passwords, multifactor authentication, passkeys, account recovery, and why stronger authentication still has to be paired with appropriate authorization and access management.

Zel McGhee
Oct 1519 min read


Part 1 — Who Has Access to Your Business?
Small businesses routinely decide who receives physical keys, alarm codes, and access to restricted areas. Digital access deserves the same attention. Part 1 of Who Has Access to Your Business? explores authentication, authorization, access creep, trust, shared accounts, and why access should follow responsibility.

Zel McGhee
Oct 1318 min read


Cybersecurity Is Business Continuity
Cybersecurity is not only about preventing an attack. For a small business, it is also about keeping the business operating when an important system, account, device, or service becomes unavailable. As Cybersecurity Awareness Month begins, this article looks at cybersecurity through the lens of business continuity, resilience, and recovery, and offers owners a practical place to begin their annual review.

Zel McGhee
Oct 114 min read


Be the Buffalo
Change does not always arrive as a crisis. Sometimes it appears as new technology, infrastructure, competition, or opportunity. Be the Buffalo explores how business owners can understand changing conditions, learn from points of failure, protect what still creates value, and make deliberate choices about what comes next.

Zel McGhee
Oct 124 min read


You Formed an LLC
Forming an LLC is an important milestone, but filing the paperwork is only the beginning. This article explains what Texas business owners actually create when they form an LLC, including the distinctions between the owner and the entity, members and managers, company property, federal tax classification, contracts, insurance, and continuing business responsibilities.

Zel McGhee
Sep 2525 min read


The Engine: Turning Strategy Into Action
A strategy cannot move a business on its own. In Part III of the W⁵ Plus Framework, we explore Do as the engine that turns strategy into action, creates accountability, produces evidence, and helps the solopreneur determine what should remain stable and what should change.

Zel McGhee
Sep 1117 min read


The Spokes: What Should Stay the Same While Business Changes?
What should remain stable while a business changes? This first article in the W⁵ Plus Framework series explores the five spokes of the solopreneur’s business machine, beginning with mission and core values and moving through vision, objectives, and timing.

Zel McGhee
Aug 2818 min read


Why Do I Write the Way I Do?
Small business advice does not always reflect the reality of the people actually running small businesses, especially in rural communities. I write to help bridge that gap by focusing on the person making the decisions, using plain language, practical examples, and business concepts that owners can connect to their own circumstances.

Zel McGhee
Aug 248 min read


When a Small Business Is Struggling
When a small business begins to struggle, the choices extend beyond simply continuing or closing. This article explains how owners can identify financial warning signs, examine cash flow and profitability, and evaluate turnaround, financing, restructuring, sale, or orderly closure options.

Zel McGhee
Aug 718 min read


Profit Margins by Industry
Profit margins vary widely by industry, business model, and cost structure. This updated 2026 guide explains gross, operating, and net margins, compares selected industry benchmarks, and helps small business owners use the data responsibly without treating national averages as one-size-fits-all performance standards.

Zel McGhee
Jul 307 min read


Actual Versus Artificial Intelligence
Artificial intelligence can help small businesses organize information, accelerate routine work, and prepare for complex decisions. It cannot supply the experience, context, judgment, or accountability that business ownership requires. This article examines where artificial and actual intelligence each contribute value and how they can work together within a modern business.

Zel McGhee
Jul 2718 min read


Measuring What Matters
Turning Everyday Business Activity Into Clear, Actionable Insight Running a small business often feels like flying by instinct. You know when things feel good. You know when something feels off. But instinct alone can only take you so far, especially when margins are tight, time is limited, and every decision carries weight. This is where Key Performance Indicators , commonly called KPIs, quietly become one of the most powerful tools a small business owner can use. Not becaus

Zel McGhee
Feb 1211 min read


How Do You Define Success?
How do you define success as a business owner? Making money is an expectation, not a purpose. When success is defined too late, revenue becomes the default measure and “enough” is never recognized. This article explores why defining success early — before growth, pressure, and metrics take over — is essential to building the business you actually meant to build.

Zel McGhee
Jan 237 min read


Why Sustainable Businesses Start With Self, Not Strategy
Most small businesses don’t struggle because the strategy is wrong. They struggle because the business has quietly drifted out of alignment with the person building it. Over time, that misalignment shows up as friction, exhaustion, and decisions that feel harder than they should. Sustainable businesses don’t start with tactics or growth plans. They start with clarity about self, capacity, and direction.

Zel McGhee
Dec 19, 202524 min read


Is Your Small Business Ready for the Christmas Holiday Onslaught?
The rush from Thanksgiving to Christmas moves fast, and small businesses often feel the pressure more than anyone. After surviving the wave of holiday shopping events, the real test begins: preparing for the December surge. From staffing and inventory to customer service and digital readiness, the holiday season demands intentional planning. This article explores how small businesses can strengthen operations, protect cash flow, and position themselves for a successful finish

Zel McGhee
Dec 1, 20259 min read


Why Small Businesses Matter and Why Your Support Counts
Small businesses shape the identity, resilience, and economic strength of every community across America. As Small Business Saturday approaches, it’s the perfect time to recognize the millions of entrepreneurs who fuel innovation, create jobs, and keep local economies thriving. Their impact is national, but their presence is profoundly local, woven into the daily lives of the people they serve.

Zel McGhee
Nov 24, 20258 min read


Have a Vision Plan
A vision plan gives small business owners a clear direction for decisions, growth, and daily operations. When your vision is written, shared, and used, it becomes the foundation that keeps your business focused and resilient in times of uncertainty.

Zel McGhee
Nov 18, 20258 min read


The Necessity of Cybersecurity for a Small Business
Cybersecurity is no longer optional for small businesses. From phishing scams to data breaches, even the smallest operation is vulnerable to digital threats that can disrupt service, damage customer trust, and create costly setbacks. This article breaks down why cybersecurity matters, how attackers target small businesses, and the practical steps owners can take to protect their systems, their customers, and their future.

Zel McGhee
Nov 14, 20258 min read


Have You Ever Given a Cookie to a Customer?
Small business owners often feel pressured to give more than they should, especially when trying to provide great customer service. But when does a small favor create bigger expectations? This article explores the balance between generosity and boundaries, helping business owners protect their time, value, and long-term sustainability.

Zel McGhee
Nov 13, 20257 min read
Funded (in part) through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA.
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